Archive for June 8, 2013

Need cash now? Try online payday loans

Written by admin on June 8th, 2013. Posted in Payday loans, Payday loans online

Cash loans

Though fairly common, online loans or cash loans are relatively 21st century services. Requiring no credit check, payday loans online are the reason bad credit do not necessarily prevent you from obtaining a short term loan.
Payday loans are small loans you can use when you are temporarily out of money.

With payday loans online, you can have your money in as quick as an hour, without leaving the comfort of your home.
All that is required of the borrower is previous payroll and employment records.

However, such a convenient service is of course not offered without some kind of stipulation attached. With payday loans online you are required to pay when you receive your paycheck. Typically payday loan lenders limit the amount you can borrow to around $1,000. Also, to prevent usury, which basically amounts to unreasonable and excessive rates of interest, some jurisdictions limit the annual percentage rate that any lender, including payday lenders, can charge.

The basic payday loans online process involves a lender providing a short term unsecured loan, to be repaid at the borrowers next payday. In the United States, the law stipulates that a payday lender can use only the same industry standard collection practices used to collect other debts.

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